Terms & conditions

PLEASE READ THIS TERMS OF SERVICE AGREEMENT CAREFULLY. BY USING THIS WEBSITE AND/OR MOBILE APP OR ORDERING SERVICES OR SERVICES FROM THIS WEBSITE AND/OR MOBILE APP YOU AGREE TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT.

EasyBorrow.in (hereafter referred as “EasyBorrow.in” or “EasyBorrow” or “www.easyborrow.in” or “our” or “us” or “we”) owns and operates this website and mobile app.  “You” or “You are” shall mean the registered member or visitor of this website and mobile app.

This Terms of Service Agreement (the "Agreement") governs your use of this website, www.EasyBorrow.in (the "website"), EasyBorrow ("Business Name") offer of services/services for avail on this website and mobile app, or your availing services available on this website and mobile app. This Agreement includes, and incorporates by this reference, the policies and guidelines referenced below. EasyBorrow reserves the right to change or revise the terms and conditions of this Agreement at any time by posting any changes or a revised Agreement on this website and mobile app. EasyBorrow will alert you that changes or revisions have been made by indicating on the top of this Agreement the date it was last revised. The changed or revised Agreement will be effective immediately after it is posted on this website and mobile app. Your use of the website and mobile app following the posting any such changes or of a revised Agreement will constitute your acceptance of any such changes or revisions. EasyBorrow encourages you to review this Agreement whenever you visit the website and/or mobile app to make sure that you understand the terms and conditions governing the use of the website and mobile app. This Agreement does not alter in any way the terms or conditions of any other written agreement you may have with EasyBorrow for other services or services. If you do not agree to this Agreement (including any referenced policies or guidelines), please immediately terminate your use of the website and mobile app. If you would like to print this Agreement, please click the print button on your browser toolbar.

1. Loan Amount. The Parties agree Lender will loan Borrower.

2. Interest Rate. The Parties agree the Interest Rate for this loan shall be 0.3% for 1-5 days, 0.35% from 6-15 days, and 0.40% from 16-30 days.

3. Loan Term. This Loan shall be for a period of 30 days.

4. Repayment. The Parties agree Borrower shall pay Lender principle, interest rate and service charges (due amount) amount by Max 30 days from the loan taken date. Payment shall be done through Online.

5. Late Payments. Payment shall be considered late if received by Lender after 30 days (due date). The lender will have the option to charge a late fee of 50 Indian rupees per day.

6. Default. If Borrower defaults on its payments and fails to cure said default within a reasonable amount of time, Lender will have the option to declare the entire remaining amount of principal and any accrued interest immediately due and payable. Once the borrower declares as Defaulter EasyBorrow had the right to contact the Data which the borrower had Agreed.

7. Prepayment. The borrower will not be penalized for early payment.

I. Services

Terms of Offer.

This website and mobile app allow registration on the website and mobile app to avail of our services. By registering on this website and mobile app, you agree to the terms set forth in this Agreement.

Customer Solicitation: Unless you notify our third party call center reps or direct EasyBorrow sales reps, while they are calling you, of your desire to opt-out from further direct company communications and solicitations, you are agreeing to continue to receive further emails and call solicitations EasyBorrow and it's designated in house or third party call team(s). 

Opt-Out Procedure: We provide 3 easy ways to opt-out from future solicitations. 1. You may use the opt-out link found in any email solicitation that you may receive. 2. You may also choose to opt-out, via sending your email address to info@EasyBorrow.in

3. You may send a written remove request to support@EasyBorrow.in

Proprietary Rights. EasyBorrow has proprietary rights and trade secrets in the services. Credit365 also has rights to all trademarks and trade dress and specific layouts of this webpage, including calls to action, text placement, images and other information.

Service Tax. If you avail any services, you will be responsible for paying any applicable service tax.

II. WEBSITE

Content. Intellectual Property; Third-Party Links. In addition to making services available, this website also offers information and marketing materials. This website also offers information, both directly and through indirect links to third-party websites, about nutritional and dietary supplements. EasyBorrow does not always create the information offered on this website and mobile app; instead, the information is often gathered from other sources. To the extent that EasyBorrow does create the content on this website and mobile app, such content is protected by the intellectual property laws of India, foreign nations, and international bodies. Unauthorized use of the material may violate copyright, trademark, and/or other laws. You acknowledge that your use of the content on this website and mobile app is for personal, noncommercial use. Any links to third-party websites are provided solely as a convenience to you. EasyBorrow does not endorse the contents on any such third-party websites. EasyBorrow  is not responsible for the content of or any damage that may result from your access to or reliance on these third-party websites. If you link to third-party websites, you do so at your own risk.

Use of the website and mobile app. EasyBorrow is not responsible for any damages resulting from the use of this website and mobile app by anyone. You will not use the website and mobile app for illegal purposes. You will (1) abide by all applicable local, state, national, and international laws and regulations in your use of the website and mobile app (including laws regarding intellectual property), (2) not interfere with or disrupt the use and enjoyment of the website and mobile app by other users, (3) not resell material on the website and mobile app, (4) not engage, directly or indirectly, in transmission of "spam", chain letters, junk mail or any other type of unsolicited communication, and (5) not defame, harass, abuse, or disrupt other users of the website and mobile app.

License. By using this website and mobile app, you are granted a limited, non-exclusive, non-transferable right to use the content and materials on the website and mobile app in connection with your normal, noncommercial, use of the website and mobile app. You may not copy, reproduce, transmit, distribute, or create derivative works of such content or information without express written authorization from EasyBorrow or the applicable third party (if third party content is at issue).

Posting. By posting, storing, or transmitting any content on the website and mobile app, you hereby grant EasyBorrow a perpetual, worldwide, non-exclusive, royalty-free, assignable, right and license to use, copy, display, perform, create derivative works from, distribute, have distributed, transmit and assign such content in any form, in all media now known or hereinafter created, anywhere in the world. EasyBorrow does not have the ability to control the nature of the user-generated content offered through the website and mobile app. You are solely responsible for your interactions with other users of the website and mobile app and any content you post. EasyBorrow is not liable for any damage or harm resulting from any posts by or interactions between users. EasyBorrow reserves the right, but has no obligation, to monitor interactions between and among users of the website and mobile app and to remove any content EasyBorrow  deems objectionable.

III. LIMITATION OF LIABILITY

EasyBorrow entire liability, and your exclusive remedy, in law, inequity, or otherwise, with respect to the website and mobile app content and services and/or for any breach of this agreement is solely limited to the amount you paid for services availed via the website and mobile app.

EasyBorrow will not be liable for any direct, indirect, incidental, special or consequential damages in connection with this agreement or the services in any manner, including liabilities resulting from (1) the use or the inability to use the website and mobile app content or services; (2) the cost of procuring substitute services or content; (3) any services availed or obtained or transactions entered into through the website and mobile app; or (4) any lost profits you allege.

Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages so some of the above limitations may not apply to you.

IV. INDEMNIFICATION

You will release, indemnify, defend and hold harmless EasyBorrow, and any of its contractors, agents, employees, officers, directors, shareholders, affiliates and assigns from all liabilities, claims, damages, costs and expenses, including reasonable attorneys' fees and expenses, of third parties relating to or arising out of (1) this Agreement or the breach of your warranties, representations and obligations under this Agreement; (2) the website and mobile app content or your use of the website and mobile app content; (3) the services or your use of the services (including Trial services); (4) any intellectual property or other proprietary right of any person or entity; (5) your violation of any provision of this Agreement; or (6) any information or data you supplied to EasyBorrow. When EasyBorrow is threatened with suit or sued by a third party, EasyBorrow may seek written assurances from you concerning your promise to indemnify EasyBorrow; your failure to provide such assurances may be considered by EasyBorrow to be a material breach of this Agreement. EasyBorrow will have the right to participate in any defense by you of a third-party claim related to your use of any of the website and mobile app content or services, with counsel of EasyBorrow choice at its expense. EasyBorrow will reasonably cooperate in any defense by you of a third-party claim at your request and expense. You will have sole responsibility to defend EasyBorrow against any claim, but you must receive EasyBorrow prior written consent regarding any related settlement. The terms of this provision will survive any termination or cancellation of this Agreement or your use of the website and mobile app or services.

V. DEFAULT

EasyBorrow has the complete rights in regards to the aspects of your membership, loan, and usage. In case of a default, EasyBorrow has the right to terminate your account and to use your social networks including friends/connections. In case of a default, all efforts legitimate & legal would be made and EasyBorrow would accordingly claim interest to date and the costs incurred during the recovery process. You authorize EasyBorrow to use your social networks including friends/connections and also inform your social networks including friends/connections about your default.

VI. PRIVACY

EasyBorrow believes strongly in protecting user privacy and providing you with notice of EasyBorrow's use of data. Please refer to EasyBorrow privacy policy, incorporated by reference herein, that is posted on the website and mobile app.

VII. AGREEMENT TO BE BOUND

By using this website and mobile app or ordering services, you acknowledge that you have read and agree to be bound by this Agreement and all terms and conditions on this website and mobile app.

VIII. GENERAL

EasyBorrow will not be deemed in default hereunder or held responsible for any cessation, interruption or delay in the performance of its obligations hereunder due to earthquake, flood, fire, storm, natural disaster, the act of God, war, terrorism, armed conflict, labor strike, lockout, or boycott.

Cessation of Operation. EasyBorrow may at any time, in its sole discretion and without advance notice to you, cease operation of the website and mobile app and distribution of the services.

Entire Agreement. This Agreement comprises the entire agreement between you and EasyBorrow and supersedes any prior agreements pertaining to the subject matter contained herein.

Effect of Waiver. The failure of EasyBorrow to exercise or enforce any right or provision of this Agreement will not constitute a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of this Agreement remain in full force and effect.

Governing Law; Telangana Jurisdiction. This website and mobile app originate from the Hyderabad, Telangana. This Agreement will be governed by the laws of the State of Telangana without regard to its conflict of law principles to the contrary. Neither you nor EasyBorrow will commence or prosecute any suit, proceeding or claim to enforce the provisions of this Agreement, to recover damages for breach of or default of this Agreement, or otherwise arising under or by reason of this Agreement, other than in courts located in the State of Telangana. By using this website and mobile app or ordering services, you consent to the jurisdiction and venue of such courts in connection with any action, suit, proceeding or claim arising under or by reason of this Agreement. You hereby waive any right to trial by jury arising out of this Agreement and any related documents.

Statute of Limitation. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the website and mobile app or services or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred.

Waiver of Class Action Rights. BY ENTERING INTO THIS AGREEMENT, YOU HEREBY IRREVOCABLY WAIVE ANY RIGHT YOU MAY HAVE TO JOIN CLAIMS WITH THOSE OF OTHER IN THE FORM OF A CLASS ACTION OR SIMILAR PROCEDURAL DEVICE. ANY CLAIMS ARISING OUT OF, RELATING TO, OR CONNECTION WITH THIS AGREEMENT MUST BE ASSERTED INDIVIDUALLY.

Termination. EasyBorrow reserves the right to terminate your access to the website and mobile app if it reasonably believes, in its sole discretion, that you have breached any of the terms and conditions of this Agreement. Following termination, you will not be permitted to use the website and mobile app and EasyBorrow may, in its sole discretion and without advance notice to you, cancel any outstanding orders for services. If your access to the website and mobile app are terminated, EasyBorrow reserves the right to exercise whatever means it deems necessary to prevent unauthorized access to the website and mobile app. This Agreement will survive indefinitely unless and until EasyBorrow chooses, in its sole discretion and without advance to you, to terminate it.

Domestic Use. EasyBorrow makes no representation that the website and mobile app or services are appropriate or available for use in locations outside India. Users who access the website and mobile app from outside India do so at their own risk and initiative and must bear all responsibility for compliance with any applicable local laws.

Assignment. You may not assign your rights and obligations under this Agreement to anyone. EasyBorrow may assign its rights and obligations under this Agreement in its sole discretion and without advance notice to you.

BY USING THIS WEBSITE AND MOBILE APP OR ORDERING SERVICES FROM THIS WEBSITE AND/OR MOBILE APP YOU AGREE TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT.

 

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